HomeProtector Coverages
We’ve got a plan that’s just right for you. Explore your coverage options with the Ultracover, Extracover and Broadcover policies.*
Live in North Carolina? Check out the North Carolina Homeowners Coverages.
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Ultracover |
Extracover |
Broadcover |
| Dwelling |
- Replacement cost
- Comprehensive perils coverage
- 100% insurance to value required
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- Replacement cost
- Comprehensive perils coverage
- 80% insurance to value required
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- Replacement cost
- Named perils coverage
- 80% insurance to value required
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| Other Structures |
- Replacement cost
- Comprehensive perils coverage
- 20% of dwelling limit
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- Replacement cost
- Comprehensive perils coverage
- 10% of dwelling limit
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- Replacement cost
- Named perils coverage
- 10% of dwelling limit
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| Personal Property |
- Replacement cost
- $500-$3,000 sub limits on various personal property items
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- Actual cash value
- $250-$3,000 sub limits on various personal property items
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- Actual cash value
- $250-$3,000 sub limits on various personal property items
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| Loss of use |
Up to 12 months of living expenses paid should your home become uninhabitable due
to a covered property loss
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| Liability |
Bodily injury, personal injury and property damage
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Contact our agency to learn more about ERIE’s HomeProtector products, the price of the coverage and the quality of the company’s service.
Please note: This material is general in nature and for informational purposes only.
Coverages, exclusions, limitations, policy terms and conditions and eligibility
for discounts may vary from state to state and are subject to the underwriting guidelines,
rates and rules in effect at the time of purchase. Please refer to the policy itself
for definitions, coverages, exclusions and other terms and conditions.
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ERIE® insurance services are provided by one or more of the following insurers:
Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty
Company, Flagship City Insurance Company and Erie Family Life Insurance Company
(home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office:
Rochester, New York). Not all companies are licensed or operate in all states. Not
all products are offered in all states. Policy issuance is subject to eligibility
criteria. Go to erieinsurance.com for company licensure and territory information.
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HomeProtector Insurance Policy
© 2008-2012 Erie Indemnity Co., Erie, Pa., USA; All rights reserved.